The JetDirect solution uses a blind system of redirects that outsources the collection and transmission of the card holder data to the client/customer computer and from there directly to JetPay’s direct front end authorisation platform without the need of any 3rd party entity.
This robust solution has a number of key benefits (1) it eliminates an additional layer of 3rd party costs, (2) it eliminates another point of potential failure and (3) opens up a vast range of feature sets available directly from JetPays superior front end authorisation platform within a flexible but very secure XML framework and architecture.
From a users point of view, a customer will not be aware at all that the cardholder data is being redirected to JetPay because the process works seamlessly.
JetDirect uses W3C standard HTML form elements with specific element names that are mapped to key variables within native processing scripts. These are only ever used on the JetPay servers.
The form elements also include the use of what are know as hidden form fields to provide additional information about the transaction to JetPay. When the customer clicks a Submit button the form information is traditionally gathered and sent back through the merchants network. With the JetDirect blind redirect – the cardholder information in the form is sent as an HTTPS POST directly to a specified web address at JetPay bypassing the merchant’s network.
As a form of validation and to prevent fraudulent transactions by hackers, the JetPay JetDirect product uses a Security Token in conjunction with a Key set that is uniquely generated for each merchant. This Security Token & Key set is used to both validate the merchant against a top level merchant database and in the creation of a secure SHA512* one-way encrypted hash. More about SHA512 here.
Every transaction through the JetPay Secure Tokenisation Program is handled with the tokenisation process.
You can download the full white paper on the JetDirect Processing Method here.
If youd like to know more about JetPay Solutions JetDirect product or any other product of service from our extensive range please email us or call us on +44 (0) 1932 883 147.